These Terms of Use (“Terms”) govern your access to and use of https://crmultitalented.com (the “Site”), and your participation in our offerings, including faith-based, trauma-informed coaching, Navigator/advocacy sessions, modeling & on-camera inquiries, speaking/podcast engagements, events, workshops, challenges, programs, memberships/tiers, and digital or physical products (collectively, the “Services”). By using the Site or Services, you agree to these Terms. If you do not agree, do not use the Site or Services.

We are a faith-based, trauma-informed coaching & advisory practice. We are not a healthcare provider and do not provide medical, psychological, legal, or financial services.

1. Who We Are

“CR Multitalented,” “we,” “us,” and “our” mean CR Multitalented LLC, based in Missouri, USA. Contact: [email protected]; Mail: 231 S Bemiston Ave Ste 850 #879405, St. Louis, Missouri, USA 63105.

2. Eligibility & Accounts

You must be 18+ to use the Services. You are responsible for your account credentials and for all activity under your account. We may refuse or terminate access for policy violations, safety concerns, suspected fraud, or unlawful conduct.

3. Not Therapy / Emergencies

Our coaching is educational and supportive, not psychotherapy, diagnosis, treatment, or medical care. For emergencies, call 911 (or your local emergency number) or seek professional help immediately.

4. Licenses & Your Use of Our Materials

We grant you a limited, non-exclusive, non-transferable, revocable license to access the Site and any materials we provide (workbooks, Care Maps, downloads, videos, templates) for your personal, non-commercial use in accordance with these Terms.
You may not copy, share, resell, publicly display, record, repost, or create derivative works from our materials without written permission. Care Maps and session summaries are for your personal use only.

5. Intellectual Property

All content on the Site and within the Services—logos, text, images, audio/video, graphics, downloads, selection/arrangement—is owned by or licensed to CR Multitalented and protected by IP laws. All rights reserved.

6. Offerings, Pricing, Tiers & Programs

We may offer different tiers/levels (e.g., Community Rate, Standard, Supporter), challenges, events, programs/memberships, and bundles. Prices, inclusions, and availability are shown at checkout or booking and may change at any time. Discounts and promotions are limited-time, non-transferable, and generally cannot be combined unless stated.

Complimentary Intro (new clients): brief fit check; not a coaching session.

Navigator Session (typ. 45 min): resource navigation; a written Care Map may be included as described at booking.

Breakthrough Coaching (typ. 60 min): faith-based, trauma-informed coaching with actionable steps.

Extensions: billed in 15-minute increments at the posted rate with your consent.

Speaking/Appearances: finalized by separate written agreement.

Modeling & On-Camera: see Section 7.

We reserve the right to modify, pause, or discontinue any offering.

7. Modeling & On-Camera Inquiries

Modeling/on-camera inquiries are free and must be legitimate project requests. Any booking (rates, usage, media/territory/term, deliverables, credits, travel, wardrobe/MUA, releases) will be set in a separate written agreement. We may decline projects inconsistent with our faith-aligned, brand-safe standards (e.g., explicit/violent content). By submitting an inquiry, you confirm you have authority to do so.

8. Community Conduct & Non-Solicitation

Whether in groups, challenges, events, or communities:

Be respectful; no harassment, hate, or abuse.

No spamming, scraping, recording, or redistributing content.

No self-promotion or fundraising (products, services, links, booking pages) unless we explicitly authorize it.

Do not create or advertise unofficial groups using our brand/content.

Follow moderator instructions.

We may remove participants who violate these rules without refund.

9. Group Settings, Confidentiality & Recordings

Group sessions, challenges, or events may involve voluntary sharing. We cannot guarantee confidentiality in group settings. Share at your discretion.
We may request to record sessions (1:1 or group) for quality, training, or replay. We will notify you and obtain consent before recording. If you do not consent, do not enable your camera/mic or do not participate in recorded portions. We’ll follow our Privacy Policy for storage/retention.

10. Booking, Payments, Refunds & Cancellations

Payment. Fees for paid Services are due at booking/checkout unless we offer an approved plan. We currently do not offer partial payments for single sessions. You authorize our processor to charge your selected payment method. You agree not to make fraudulent or improper chargebacks.

Timing & extensions. Sessions are timed; extensions are billed in 15-minute increments with your consent.

Reschedules/Cancellations. Provide ≥24 hours’ notice to avoid late-cancel/no-show outcomes. A courtesy reschedule may be allowed at our discretion if requested on time. Missed/late-cancel sessions may be forfeited.

Digital products / replays / downloads. Due to the nature of digital content, all sales are final once access is granted, except where required by law.

Events/challenges/programs. Unless stated otherwise at purchase, tickets and registrations are non-refundable but may be transferable at our discretion before the start date.

Taxes. You are responsible for any applicable taxes, duties, or fees.

11. Testimonials & Results

Testimonials reflect individual experiences and do not guarantee results. Your outcomes depend on many factors, including effort, timing, and circumstances beyond our control.

12. Acceptable Use

You agree not to: (a) engage in unlawful activity; (b) attempt to gain unauthorized access; (c) interfere with Site operation; (d) scrape, crawl, or use bots to harvest data; (e) infringe IP or privacy rights; (f) upload malware or harmful code.

13. Third-Party Services & Tools

We use third-party platforms (website host, scheduling, payment, email/SMS, analytics, video). Those services are governed by their own terms/privacy policies. We are not responsible for their acts or omissions. See our Privacy Policy for data practices.

14. Communications Consent (Email, SMS, Automated Tools)

By providing contact information and opting in, you consent to receive service-related communications (confirmations, reminders, updates) by email and, if you consent, SMS. Message/data rates may apply; reply STOP to opt out, HELP for help. Consent is not a condition of purchase.
We may use approved automation to deliver messages. All communications will be respectful and compliant with applicable laws (e.g., TCPA). See our Privacy Policy for details.

15. Wellness & Safety

You are solely responsible for your self-care (breaks, hydration, movement). Do not attend sessions while driving or in unsafe conditions. Choose a private, secure environment.

16. Disclaimers

The Site and Services are provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant uninterrupted or error-free operation.

17. Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits/revenue/data. Our total liability for any claim shall not exceed the amount you paid for the applicable Service in the three (3) months preceding the claim.

18. Indemnification

You agree to indemnify, defend, and hold harmless CR Multitalented and our officers, directors, employees, agents, contractors, and affiliates from claims, losses, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site/Services or your breach of these Terms.

19. Force Majeure

We are not liable for delays or failures due to causes beyond our reasonable control, including acts of God, natural disasters, government actions, labor disputes, outages, or third-party platform failures.

20. Modifications & Termination

We may update these Terms or modify/suspend/terminate any Service at any time. Continued use after changes constitutes acceptance. We may terminate or refuse access for policy violations, safety concerns, or unlawful conduct.

21. Community Membership Rules

If you join any community, membership, or tiered plan (monthly/annual unless stated):

Access & cadence. We strive to deliver content, calls, or resources on a posted cadence; schedules may adjust for holidays, travel, or unforeseen events.

Billing. Plans auto-renew until canceled. You may cancel anytime; cancellations apply to the next billing cycle (no pro-rated refunds).

Pausing. We may offer a one-time pause (e.g., 30–60 days) at our discretion.

Behavior. All rules in Sections 7 & 12 apply. We may revoke access for violations without refund.

Personal use. Your login is for you only; do not share content or credentials.

Confidentiality. We cannot guarantee confidentiality in group spaces (see Section 9).
Additional terms may appear on the membership checkout page; those terms are incorporated here.

22. Shipping, Delivery & Returns

If/when we offer physical products (e.g., merchandise, kits, printed materials):

Processing & shipping. Orders generally process within 3–5 business days; shipping times vary by carrier/destination. We ship from the U.S. (Missouri or designated fulfillment).

Risk of loss. Title and risk pass to you upon carrier’s acceptance. We aren’t responsible for delays or loss caused by carriers, customs, or events beyond our control.

International orders. You’re responsible for customs, duties, and import taxes. We cannot predict amounts or delays.

Returns (U.S.). Unused/unopened items may be returned within 14 days of delivery with proof of purchase; you’re responsible for return shipping unless the item is defective or we shipped the wrong item. Final sale items, downloadable cards/codes, personalized goods, and worn/used items are not returnable.

Defects/damage. Report within 7 days of delivery with photos; we’ll repair, replace, or refund at our discretion.

Pre-orders/backorders. Estimated ship dates are not guaranteed.
Return address and instructions will be provided on your order confirmation or at [email protected].

23. Affiliate Disclosure

Some links on our Site or in our materials are affiliate links (per FTC 16 C.F.R. Part 255). If you click and purchase, we may earn a commission at no extra cost to you. We only recommend resources we believe may be helpful or align with our values, whether or not there is compensation. Your support helps sustain our work. Always evaluate any product/service for your needs.

24. Dispute Resolution; Arbitration; Class-Action Waiver

Informal resolution first. Before filing a claim, you agree to email [email protected] with “Dispute” in the subject and a brief description. We’ll try to resolve within 30 days.

Binding arbitration (U.S.). If not resolved, any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or the Services will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The seat of arbitration is Missouri, the language is English, and hearings may occur by video unless the arbitrator requires otherwise. Small-claims court matters may proceed there instead.

Class-action & jury trial waiver. You and we agree to arbitrate only on an individual basis—no class, collective, consolidated, or representative proceedings. Jury trial is waived. If the class-action waiver is found unenforceable as to a particular claim, then the arbitration clause is unenforceable for that claim and such claim must proceed in court.

Injunctive relief for IP. Either party may seek temporary or preliminary injunctive relief in any court of competent jurisdiction to protect intellectual-property or confidential-information rights pending arbitration.

30-day opt-out. You may opt out of arbitration by emailing [email protected] within 30 days of your first acceptance of these Terms, stating your name and that you opt out of arbitration. Opting out does not affect prior actions or other provisions of these Terms.

25. Governing Law & Venue (Missouri)

These Terms are governed by the laws of the State of Missouri, without regard to conflicts of laws. You agree to the exclusive jurisdiction and venue of the state and federal courts located in St. Louis County, Missouri. Each party waives any objection to such courts based on forum non conveniens. (Nothing prevents either party from seeking equitable relief in any court of competent jurisdiction.)

26. Severability; No Waiver; Entire Agreement

If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce a right is not a waiver. These Terms, together with our Privacy Policy and any specific purchase/booking terms, constitute the entire agreement between you and us.

27. Contact

Questions about these Terms: [email protected]
Mail: CR Multitalented LLC, 231 S Bemiston Ave Ste 850 #879405, St. Louis, Missouri, USA 63105